Me against me to see if I can save month to month with NOMI Services

Monday, November 20th, 2017

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RBC reached out to me to let me know about their NOMI services. To say these matched up with my particular financial tendencies is shortchanging the truth.

You see, what RBC offers is different pieces of artificial intelligence aimed at helping consumers like me learn more about their spending habits. The first two are NOMI Insights & NOMI Find & Save.

In a nutshell, these services help you save, spend wisely, and understand more about your everyday finances.

NOMI Insights

I won’t let myself play card or board games with people.

I have my reasons for this. One, I am like a three-year-old when I lose games, any games. Two, I am very aware of this. Three, I am also embarrassed by this.

So, instead of finding ways to get better at it like many normal people might do, I simply don’t play these games.

At this time of year, with bills going up as temperatures drop, and presents for the holidays starting to be purchased, I am legitimately on the lookout for saving a dollar wherever I can. But it’s not like I’m a robot or anything, so how in the world could I possibly know where all my dollars are going and where I could save one or two of them?

This is why NOMI Insights plays to my competitive nature. I swear, if you give me access to how I spent one month to the next, I will spend every month henceforth trying to find ways to be better month over month.

NOMI Insights helps you stay on top of your day-to-day finances with timely tips and advice. It offers personalized advice at a glance through the RBC Mobile app. It is also always looking for things that will impact your spending that you might have forgotten about. So when I think I’m about how to beat September’s spending, NOMI gives me a little nod that I forgot about the monthly subscription for more space on my Google Drive, and also forgot that my insurance payment hadn’t come out yet.

Take a look at how NOMI Insights works:

Managing impulse purchases with NOMI FIND & SAVE

Here are my top impulse purchases, listed in order I last bought them:

  1. feminist buttons
  2. Harry Potter shirts
  3. chocolate bars
  4. iPad games for my kids so they don’t yell at me while we’re driving on a family road trip

NOMI Find & Save helps make saving simpler for clients by using predictive technology to find amounts of money clients can spare. The solution is personalized, working to understand your spending behaviours and find pockets of money in your cash flow and automatically moves that money into savings.

What this means is that by storing a few dollars here and a few there, one day it will have found enough spare change to allow me to buy multiple things from my impulse list. Or, maybe stocking stuffers for the whole family.

You can also set it up to send you a notification every time money is saved to help you balance savings and day to day banking. So you can use all that for a birthday present as you can see here:

Basically, these are products I can see having an impact on the way I spend money day-to-day. They look easy to set up and present your financial information to you securely and in a simple to understand way. And if they help me save enough money for a Hufflepuff scarf, all the better!

This post is sponsored by RBC. All expressed opinions and experiences are my own words.

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